Ahmet MENTEŞ

Finansal Tabana Yayılma Aracı Olarak Finansal Teknoloji Şirketleri

Dijital teknoloji, artan bir hızla günlük hayatımızın vazgeçilmez bir parçası hâline gelmeye devam etmektedir. Dijital teknolojilerin yarattığı imkânlar sayesinde iş modelleri hızla gelişmekte ve daha önceleri çözümü hayal bile edilemeyen problemlere yol haritası sunmaktadır. Bu çalışma, küresel fakirlikle mücadele için önemli bir araç olarak görülen finansal tabana yayılmanın, finansal teknoloji (fintek) şirketleri üzerinden gerçekleşeceğine dair beklentileri incelemektedir. Dijital finans ve finansal tabana yayılma kavramları tanımlanmış, fintek şirketlerinin karşılaştığı zorluk ve fırsatlara değinilmiştir. Çalışmada finansal tabana yayılma konusunda bir başarı hikâyesi de kısaca ele alınmış ve tartışılmıştır.

Anahtar Kelimeler:

Finans, Dijital Finans, Finansal Tabana Yayılma

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