NİLÜFER DALKILIÇ, ŞERAFETTİN SEVİM, EYYÜP GÜLBANDILAR

Hayat Sigortalarında Bulanık Mantık Yöntemi ile Risk Değerleme Modeli

Sigorta edilebilirliğe karar vermek risk değerlemesini gerekli kılmaktadır. Sigorta edilebilirlik kararı karışık bir karar yapısını içermekte ve risk faktörlerine karşı değerlendirme gerektirmektedir. Çalışmanın amacı, hayat sigortalarında riski değerlendiren ve riski modelleyen birçok risk faktörünü ele alabilen bir model sunmaktır. Bu model ile sigorta şirketleri sigorta kararlarında doğru kararlar vererek riske göre prim belirleyebilecektir. Çalışmanın kapsamını hayat sigortaları riskleri ve bu risklerin bulanık mantık yöntemi ile modellenmesi oluşturmaktadır.

Risk Assesment Model with Fuzzy Logic Method in Life Insurance

Deciding insurability requires risk evaluation. The decision of insurability includes a complex structure and requires assesment for risk factors. The purpose of study is providing a model that discusses many the risk factors in the life insurance and assessing risks and modelling risk. With this model, insurance companies make the right decision and determine the premium for the risk. The scope of the study consists of life insurance risks and modelling these risks with the method of fuzzy logic.

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