Çevrimiçi alışveriş kapsamında, işletmeler mal ve hizmetlerini geliştirebilmek ve rekabet avantajı sağlayabilmek için tüketicilerin kişisel bilgilerine ihtiyaç duymaktadır. Diğer yandan, tüketiciler çevrimiçi alışveriş işlemlerinde, paylaştıkları kişisel bilgilerin kötüye kullanılma olasılığı nedeniyle oluşabilecek gizlilik sorunları (ihlalleri) ile ilgili endişe ve korkuya kapılabilmektedir. Bu endişe ve korkuya bağlı olarak tüketiciler; çevrimiçi faaliyetlerde bulunan işletmelerin talep ettikleri bilgileri çarpıtarak verme, talep edilen bilgileri vermemek için alışveriş işlemlerini iptal etme veya bilgi istemeyen başka sitelerden alışveriş yapma gibi kişisel bilgilerini korumaya yönelik davranışlarda bulunabilmektedir. Bu kapsamda çalışmanın amacı, tüketicilerin algıladıkları çevrimiçi gizlilik endişesinin, finansal kayıp ve itibar kaybı korkusu aracılığıyla, kişisel bilgi koruma davranışı üzerindeki etkisini tespit etmektir. Araştırma sürecinde, 154 üniversite öğrencisinden çevrimiçi anket tekniğiyle elde edilen veriler, Yapısal Eşitlik Modelinden yararlanılarak analiz edilmiştir. Analiz sonucuna göre, tüketicilerin algıladıkları çevrimiçi gizlilik endişesinin finansal kayıp ve itibar kaybı korkusu aracılığıyla, kişisel bilgi koruma davranışını etkilediği tespit edilmiştir. Ayrıca, itibar kaybı korkusunun finansal kayıp korkusuna göre, kişisel bilgi koruma davranışı üzerinde daha yüksek düzeyde etkiye sahip olduğu belirlenmiştir. Çalışma sonuçlarının genel olarak, literatüre, araştırmacılara ve karar alıcılara katkı sağlaması beklenmektedir.
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