ALİ OSMAN GÜRBÜZ, SERHAT YANIK, YUSUF AYTÜRK

Income diversification and bank performance: Evidence from turkish banking sector

Bu çalışmada, faiz dışı gelir yaratan faaliyetler (gelir çeşitlendirmesi) ve riske göre düzeltilmiş banka performansı arasındaki ilişki, Türk mevduat bankalarına ait 2005 2011 dönemi yıllık verileri kullanılarak incelenmektedir. Bu çalışmada, sistem genel momentler yöntemi (Sistem- GMM) tahmincileri, 26 bankanın yer aldığı dengesiz bir panel veri setiyle kullanılmaktadır. Ampirik sonuçlarımız, gelir çeşitlendirmesinin Türk mevduat bankalarının riske göre düzeltilmiş finansal performansını arttırdığını göstermektedir.

Gelir çeşitlendirmesi ve banka performansı: Türk bankacılık sektöründen bulgular

In this study, relationship between non-interest income generating activities (income diversification) and risk-adjusted bank performance is investigated by using yearly data of Turkish deposit banks for the period of 2005 2011. System Generalized Method of Moments (System-GMM) estimators are used in this study with an unbalanced panel dataset of 26 banks. Our empirical results indicate that income diversification increases risk-adjusted financial performance of Turkish deposit banks.

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