Burak MAT, Mustafa Bahadır ÇEVRİMLİ, Mustafa Agah TEKİNDAL, Aytekin GÜNLÜ

Büyükbaş ve küçükbaş hayvancılık işletmelerinin hayvan hayat sigortası yaptırmalarına etki eden faktörlerin belirlenmesi

Amaç: Bu araştırma ile, üreticilerin hayvan hayat sigortası (HHS) yaptırmama sebeplerinin belirlenmesinin yanı sıra bu duruma etkili faktörlerin belirlenmesi vesigorta yaptırma oranının artırılmasına katkı sağlayacak çözüm önerilerinin ortayakonulması amaçlanmıştır.Gereç ve Yöntem: Araştırmanın gereci Tarım Sigortaları Havuzu (TARSİM) tarafından Afyonkarahisar, Aksaray, Ankara, Burdur, Karaman ve Konya illerinde küçükbaşve büyükbaş hayvancılık yapan işletmeler olarak belirlenmiştir. Ziyaret edilmesi hedeflenen asgari işletme sayısı ve bunun illere göre dağılımı Neyman tabakalı örnekleme yöntemine göre hesaplanmıştır. Araştırma kapsamında 252 adet işletmedentoplanan veri değerlendirmeye alınmıştır. Verilerin analizinde, sürekli iki değişkenarasındaki ilişki Pearson Korelasyon Katsayısı ile parametrik test ön şartlarını sağlamadığı durumda ise Spearman Korelasyon Katsayısı ile değerlendirilmiştir. Kategorik veriler Fisher’s Exact Test ve Ki Kare testi ile analiz edilmiştir. Sigorta yaptırmama nedenlerinin belirlenebilmesi için elde edilen veriler açıklayıcı faktör analiziyöntemi ile değerlendirilmiştir.Bulgular: Mesleki tecrübe itibariyle; 5 yıldan az bir mesleki tecrübeye sahip olunması, işletmelerde hastalıktan arilik belgesinin olması ve hayvancılık haricinde ekgelir kaynağı olan işletmeler de HHS yaptırma oranı artmaktadır. Üreticilerde eğitimseviyesinin düşük olması, HHS yaptırma eğilimini azaltmaktadır. Çalışma bulgularına göre, ilgili ölçeğin verilerinin faktör analizine uygun olduğu (p

Determining the factors affecting cattle and small ruminant enterprises to get animal life insurance

Aim: This research is aimed to determine the reasons why producers have/do not have animal life insurance (ALI), as well as to determine the factors that affect this situation and to suggest solutions that will contribute to increasing the rate of insurance. Materials and Methods: The material of the research was determined by the Agricultural Insurance Pool (TARSİM) as the enterprises engaged in small ruminant and cattle breeding in the provinces of Afyonkarahisar, Aksaray, Ankara, Burdur, Karaman and Konya. The minimum number of enterprises targeted to be visited and their distribution according to the provinces was calculated according to the Neyman stratified sampling method. Within the scope of the research, data collected from 252 enterprises were evaluated. In the analysis of the data, the relationship between the two variables was evaluated using the Pearson Correlation Coefficient and the Spearman Correlation Coefficient when it did not meet the prerequisites for parametric testing. Categorical data were analyzed by Fisher's Exact Test and Chi-Square test. In order to determine the reasons for not taking out insurance, the obtained data were evaluated by explanatory factor analysis method. Results: In terms of professional experience; Having less than 5 years of professional experience, having a certificate of disease freeness in enterprises, and have additional income sources other than animal husbandry the insurances rate of the enterprises are increasing. It can be said that the data of the relevant scale are suitable for factor analysis (p

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