___

• Abbasoğlu D.F., Aysan A.F. & Gunes A., (2007). Concentration, Competition, efficiency and profitability of Turkish banking sector in the post-crises period. Munich Personel RePEC Archieve, MPRA Paper No:5494.
• Aksoy T. (2019). "Concentration in Turkish Banking Sector" in Researches in Economics & Finance, pp.111-116 (Ed. Hilal Yıldız, Ahmet Sedat Aybar, IJOPEC Publication, London.
• Apergis N. & Cooray A. (2015). Asymmetric interest rate pass-through in the U.S., the U.K and Australia: New evidence from selected individual banks. Journal of Macroeconomics, 45, 155-172.
• Avci S.B. & Yucel E. (2017). Effectiveness of monetary policy:evidence from Turkey. Euroasian Economic Review, 7, 179-213.
• Aydin H.I. (2007). Interest rate pass-through in Turkey. Research and Monetary Policy Department. Working Paper No:07/05, The Central Bank of Republic of Turkey (TCMB).
• Aziakpono M.J. & Wilson M.K., (2013). Interest rate pass-through and monetary policy regimes in South Africa.
• Becker R., Osborn D.R. & Yildirim D., (2012). A threshold cointegration analysis of interest rate pass-through to UK mortgage rates. Economic Modelling, 29, 2504-2513.
• Bennouna H., (2019). Interest rate pass-through in Morocco:Evidence from bank-level survey data. Economic Modelling, 80, 142-157.
• Binici M., Kara H. & Özlü P. (2016). Faiz Koridoru ve Banka Faizleri: Parasal Aktarım Mekanizmasına Dair Bazı Bulgular. TCMB Çalışma Tebliği, 16/08.
• Binici M., Kara H. & Özlü P. (2018). Monetary transmission with multiple policy rates: evidence from Turkey. Applied Economics, 51(17), 1869-1873.
• Borenstein S., Colin C. & Richard G. (1997). Do gasoline prices respond asymmetrically to crude oil price changes? Quarterly Journal of Economics, 112, 305-339.
• Borio C.E.V. & Fritz W. (1995). The response of short-term bank lending rates to policy rates: A Cross-country perspective. BIS Working Paper, No:27.
• Büberkökü Ö. & Kızılder C. (2019). Geleneksel olmayan para politikası uygulamaları döneminde faiz oranı geçişkenliğinin incelenmesi. Van Yüzüncü Yıl Üniversitesi İktisadi ve İdari Bilimler Fakültesi Dergisi, Bahar/8.
• Cecchin I. (2011). Mortgage rate pass-through in Switzerland. Working Papers 2011-08, Swiss National Bank.
• Chan, Kung-Sik. (1993). Consistency and Limiting Distribution of the Least Squares Estimator of a Threshold Autoregressive Model. The Annals of Statistics 21: 520–33
• Chong B.S., Liu M-H. & Shrestha K. (2006). Monetary transmission via the administered interest rates channel. Journal of Banking&Finance, 30, 1467-1484.
• Contuk F.Y. & Burucu H., (2016). Concentration and Competition in banking sector: Turkey case (2001-2015). Uluslararası Sosyal Araştırmalar Dergisi, 9(46), 884-892.
• Cottarelli C. & Kourelis A., (1994). Financial structure, bank lending rates, and the transmission mechanism of monetary policy. IMF Staff Papers, 41(4), 587-623.
• Corvoisier S. & Gropp R.E., (2001). Bank concentration and retail rates. Journal of Banking&Finance, 26(11), 2155-2189.
• Dickey, D. A. & Fuller, W. A. (1979). Distribution of the estimators for autoregressive time series with a unit root. Journal of the American Statistical Association, 74(366a), 427-431.
• Ekinci R., Ceylan F, Tüzün O. & Kahyaoğlu H. (2016). TCMB Ağırlıklı Ortalama Fonlama Maliyeti’nin BİST100 Üzerindeki Etkisi. Journal of Yaşar University, 11(44), 263-277.
• Enders, W. & Granger, C. W. J. (1998). Unit-root tests and asymmetric adjustment with an example using the term structure of interest rates. Journal of Business & Economic Statistics, 16(3), 304-311.
• Enders, W. & Siklos, P. L. (2001). Cointegration and threshold adjustment. Journal of Business & Economic Statistics, 19(2), 166-176.
• Engle, R. F. & Granger, C. W. (1987). Co-integration and error correction: representation, estimation, and testing. Econometrica: Journal of the Econometric Society, 251-276.
• Gambacorta L. & Iannotti S., (2007). Are there asymmetries in the response of bank interest rates to monetary shocks? Applied Economics, 39(19), 2503-2517.
• Granger C.W.J. & Newbold P. (1974). Spirous regressions in econometrics, Journal of Econometrics, 2(2), 111-120.
• Günalp B. & Çelik T., (2006). Competition in the Turkish banking industry. Applied Economics, 38(11), 1335-1342.
• Hoffman B. & Mizen P. (2004). Interest rate pass through and monetary transmission: Evidence from individual financial institutions’ retail rates, Economics, 71, 99-123
• Hannan T.H. & Berger A.N., (1991). The rigidity of prices:Evidence from banking industry. The American Economic Review, 81(4), 938-948.
• Hofmann B. & Mizen P., (2004). Interest rate pass-through and monetary transmission:Evidence from individual financial institutions’ retail rates. Economica, 71, 99-123.
• Haughton, A.Y. & E. M. Iglesias (2012). Interest rate volatility, asymmetric interest rates pass through and the monetary transmission mechanism in the Caribbean compared to US and Asia. Economic Modeling 29, 2071-2080.
• Jamilov R. & Egert B. (2014). Interest rate pass-through and monetary policy asymmetry: A journey into Caucasian Black Box, Journal of Asian Economics, 31, 57-70.
• Kara H. (2015). Faiz Koridoru ve Para Politikası Duruşu. TCMB Ekonomi Notları, 2015-13.
• Karagiannis S., Panagopoulos Y. & Vlamis P. (2010). Symmetric or asymmetric Interest rate adjustment? Evidence from Greece, Bulagria and Slovenia. The Hellenic Observatory, GreeSE Paper no:39. Kasman A. (2002). Cost efficiency, scale economies, and technological progress in Turkish banking. Central Bank Review, 2(1), 1-20.
• Kasman S. & Kasman A., (2015). Bank competition, concentration and financial stability in the Turkish banking industry. Economic Systems, 39, 502-517.
• Kuzu S. (2017). Türkiye Cumhuriyeti Merkez Bankası (TCMB) Faiz Koridoru Stratejisinin Hisse Senedi Piyasası ve Döviz Kuru Üzerine Etkisinin Analiz Edilmesi. Uygulamalı Sosyal Bilimler Dergisi, 1(2), 46-61.
• Lim G.C. (2002). Bank interest-rate adjustments: Are they symmetric? Economic Record, 77(237): 135-147.
• Liu M-H., Margoritis D. & Tourani-Rad A., (2008). Monetary policy transparancy and pass-through of retail rates. Journal of Banking & Finance, 32, 501-511.
• MacKinnon, J. (1991) Critical values for cointegration tests. In: Engle, R. and Granger, C., Eds., Long Run Economic Relationships, Oxford University Press, Oxford, 267-276.
• Malile I. (2013). Asymmetry of interest rate pass through in Albenia. Academic Journal of Interdisciplinary Studies, 2(9), 539-543.
• Marotta G. (2009). Structural breaks in the lending interest rate pass-through and the euro. Economic Modelling, 26:191-205.
• Matemilola B.T., Bany-Ariffin A.N. & Muhtar F.E. (2015). The impact of monetary policy on bank lending rate in South Africa. Borsa Istanbul Review, 15(1), 53-59.
• Maudos J. & de Guevara F.J., (2004). Factors explaining the interest margin in the banking sectors of the European Union. Journal of Banking&Finance, 28(9), 2259-2281.
• Mercan M. & Yolalan R. (2000). Türk bankacılık sisteminde ölçek ve mülkiyet yapıları ile finansal performans ilişkisi. İMKB Dergisi, 4(15), 1-26.
• Neumark D. & Sharpe S. (1992). Market structure and the natüre of price rigidity:Evidence from the market for consumer deposits. Quarterly Journal of Economics, 107(2), 657-680.
• Özdemir B.K. (2009). Retail bank interest rate pass-through:the Turkish Experience. International Research Journal of Finance and Economics, 28, 7-15.
• Panzar J. C., & Rosse J. N. (1987). Testing for ‘monopoly’ equilibrium. Journal of Industrial Economics, 25, pp. 443-456.
• Payne J.E. (2007). Interest rate pass-through and asymmetries in adjustable rate mortgages. Applied Financial Economies, 17(7), 1369-1376.
• Phillips, P. C. (1986). Understanding spurious regressions in econometrics. Journal of econometrics, 33(3), 311-340.
• Phillips, P. C. & Perron, P. (1988). Testing for a unit root in time series regression. Biometrika, 75(2), 335-346.
• Quoc B.N.K. & Huy N.N.H. (2013). Emprical evidence of asymmetric interest rate pass-through in Vietnam. Journal of Asian Business and Economic Studies, 218, 79-93.
• Repková I. & Stavárek D. (2014). Concentration and Competition in the banking sector of Turkey, Economic Interferences, XVI (36), 625-640.
• Rocha M.D. (2012). Interest rate pass-through in Portugal: Interactions, asymmetries and heterogeneities. Journal of Policy Modeling, 34, 64-80.
• Roelands S. (2012). Asymmetric interest rate pass-through from monetary policy:the role of bank regulation.
• Rutayisire M.J. (2020). Modelling interest rate pass-through in Rwanda:Are the interest rate adjustment dynamics symmetric or asymmetric? African Economic Research Consortium, No:402.
• Sahin S. & Cicek S. (2018). Interest rate pass-through in Turkey during the period of unconditional interest rate pass-through. Quantitative Finance and Economics, 2(4), 837-859.
• Sander H. & Kleimer S. (2004a). Convergence in Euro-zone retail banking? What interest rate pass-through tells us about monetary policy transmission, competion. Journal of International Money and Finance, 23, 461-492.
• Sander H. & Kleimer S. (2004b). Interest rate pass-through in a enlarged Europe:The role of banking market structure for monetary policy transmisson in transition countries, Research Memorandum 044, Maastricht University, Maastricht Research School of Economics and Technology and Organization (METEOR).
• Scholnick B. (1999). Interest rate asymmetries in long-term loan deposit markets. Journal of Financial Services Research, 16(1), 5-26.
• Scholnick B. (1996). Asymmetric Adjustment of commercial bank interest rates:Evidence from Malaysia and Singapore. Journal of International Money and Finance, 15(3), 485-496.
• Sørensen C.K. & Werner T. (2006). Bank Interest rate pass-through in the Euro area: A cross country comparison, European Central Bank, Woking Paper, No:580.
• Stigliz J.E. & Weiss A. (1981). Credit rationing in markets with imperfect information. The American Economic Review, 71(3), 393-410.
• Su C-W. & Chang H-L. (2010). Asymmetric adjustment in the lending deposit rate spread:Evidence from Eastern European countries. Romanian Journal of Economic Forecasting 2, 165-175.
• Sznajderska A. (2012), On the emprical evidence of asymmetry effects in the interest rate pass-through in Poland, National Bank of Poland, Working Paper, No:114.
• TBB, (2021). Banks in Turkey, The Banks Association of Turkey (TBB), https://www.tbb.org.tr/modules/banka-bilgileri/banka_sube_bilgileri.asp (Erişim Tarihi: 24.08.2021).
• TCA, (2013). Turkish Competition Authority (TCA), Decision No:13-13/198-100, Decision date:08.03.2013, https://www.rekabet.gov.tr/Karar?kararId=30851aa5-2cf3-4c54-b284-e192ed6ed71b (Erişim Tarihi: 05.01.2021).
• Valadkhani A. & Anwar S. (2012). Interest rate pass-through and asymmetric relationship between the cash rate and mortgage rate, Economic Record, 88(282), 341-350.
• Van Leuvensteijn M., Sϴrensen C.K., Bikker J.A. & von Rixtel A.R.J.M., (2007). Impact of bank competiton on the interest rate pass-through in the Euro Area, European Central Bank, Working Paper Series, No:768.
• Winker P., (1999) Sluggish adjustment of interest rates and credit rationing: an application of unit root testing and error correction modelling, Applied Economics, 31:3, 267-277.
• Wang K-M. & Lee Y-M. (2009). Market volatility and retail interest rate pass-through. Economic Modelling, 26, 1270-1282.
• Wang K-M. & Thi T-B-N. (2008). Asymmetric pass-through and risk of interest rate:An ampirical exploration of Taiwan and Hong-Kong.
• Yıldırım D. (2014). Asymmetric interest rate pass-through to Turkish loan rates, İktisat, İşletme, Finans, 29(334), 09-28.
• Yüksel E. & Özcan K.M. (2015). Interest rate pass-through in Turkey and impact of the global financial crisis:asymmetric threshold cointegration analysis. Journal of Business Economics and Management, 14(1), 98-113.
• Zaim, O. (1995) The effects of financial liberalization on the efficiency of Turkish commercial banks, Applied Financial Economics, 5, 257–64.
• Zhang Z., Tsai S-L. & Chang T. (2017) New Evidence of Interest Rate Pass-through in Taiwan: A Nonlinear Autoregressive Distributed Lag Model, Global Economic Review, 46:2, 129-142.