FİNANSAL OKURYAZARLIK VE PARA YÖNETİMİ DAVRANIŞLARI: ANADOLU ÜNİVERSİTESİ ÖĞRENCİLERİ ÜZERİNE UYGULAMA
Finansal okuryazarlık, gündelik yaşamda kullanılan finansal enstrümanların seçiminde bilgi temelli kararlar verebilmeyi sağlayan yeterlilik düzeyini ifade etmektedir. Finansal okuryazarlık, aynı zamanda uzun vadeli birikim ve yatırıma dönük kararlarda finansal farkındalığı temel alır. Toplumun dinamik bir kesimi olarak geleceği temsil eden üniversite öğrencileri için finansal okuryazarlık düzeyinin yüksek olması önemlidir. Aile dışında okullarda alınacak eğitim finansal okuryazarlık düzeyini yükseltebilir. Bu çalışmada İktisadi ve İdari Bilimler ve Porsuk Meslek Yüksekokulu öğrencilerinin temel düzeyde finansal okuryazarlık seviyesi belirlenmeye çalışılmıştır. Öğrenciler finansal durumlarını yönetmede kendilerini olduğundan daha başarılı olarak algılamaktadır. Bu nedenle, finansal okuryazarlık düzeyinin yükseltilmesini sağlayacak program içeriklerinin eğitim müfredatlarında yer alması gerekmektedir. Finansal okuryazarlık konusunda yaygın bir eğitim sunabilecek internet gibi mecraların kullanılması da katkı sağlayabilir
FINANCIAL LITERACY AND MONEY MANAGEMENT BEHAVIOURS: APPLICATION ON STUDENTS OF ANADOLU UNIVERSITY
Financial literacy refers to level of competence in making information based decisions about selection of financial instruments in daily life. Financial awareness in decisions about investment and savings underlie the concept of financial literacy. University students who can be viewed as the future of the society are expected to have a relatively high level of financial literacy. Formal institutional education is expected to increase the level of financial literacy. This study attempts to determine the level of basic financial literacy of students of a Faculty of Economics and Administrative Sciences and Porsuk Vacational School. Findings show that students perceive themselves to be more successful than they really are in managing their self finances. Therefore inclusion of program content in curriculum to increase their level of financial literacy is necessary. Employment of media like the internet that is able to provide general education and training about financial literacy will contribute to improvements
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- ISSN: 2148-2586
- Yayın Aralığı: Yılda 4 Sayı
- Başlangıç: 2013
- Yayıncı: ACC Publishing