Predictor Of E-Learning Development And Use Practices 
In Higher Education Institutions (Heis) Of Nwfp, Pakistan

One cannot predict the details of future but one can surely prepare for it. Researchers in eLearning are capitalizing on the user-perceptions as possible predictor of the user-attitudes towards the development, use, problems and prospects of eLearning in their institutions. This application is founded on the psychological fact that a human’s attitude depends on his/her ‘belief’ or ‘perceptions: meaning given by the individual’ about the thing used. That is, if eLearning users perceive educational technologies favorably, they are more likely to speedily adopt digital tools than those who misperceive or under-perceive them. This research reveals that perceptions about educational technologies are very significantly related with and predict the criterion variable of ‘Problems of eLearning’ but surprisingly, the ‘prospects of eLearning’ are very nominally associated with and predicted by the predictor.