Parakende Para Vakfına Bağlı Sukuk Uygulamasının Değerlendirilmesi ve Sosyoekonomik Kalkınma Üzerindeki Potansiyel Etkileri

Amaç – Bu çalışma, İslami sosyal finans sisteminde Endonezya'da sosyoekonomik kalkınmayı teşvik etmek için CWLS Perakende aracının potansiyelini değerlendirmeyi amaçlamaktadır. Yöntem – Bu çalışmada kamu kuruluşlarının yayınladıkları belgeleri, konuyla ilgili bilimsel makaleleri, raporları ve önceki çalışmaların sonuçlarını analiz etmek için tanımlayıcı nitel yöntem kullanılmıştır. Bulgular – Endonezya, İslami finans yatırımcı tabanını, özellikle de Y kuşağı arasında CWLS ile genişletmektedir. Endonezya’nın Ulusal Vakıf Hareketini ilerletme, sosyal yatırımı teşvik etme ve Endonezya'da üretken vakfı geliştirme konusundaki kararlılığı, CWLS Perakende ihracı ile gösterilmiştir. Çalışmada, CWLS'nin Endonezya'nın sosyoekonomik kalkınmasında önemli bir etkisi olduğu tespit edilmiştir. Sonuç – Endonezya'nın yatırımcı tabanını genişletmesi ve akademisyenler arasındaki farklı görüşleri de dikkate alarak CWLS Perakende ürün inovasyonunu teşvik etmesi gerekmektedir. CWLS Perakende inovasyonu, bir bölgenin veya ülkenin sosyal ve ekonomik yapısına uyum sağlamak için çeşitli modeller kullanılarak daha da geliştirilebilecektir.

The Evaluation of Cash Waqf Linked Sukuk (CWLS) Retail Implementation and Its Potential Effects on Socioeconomic Development

Purpose - The study aims to evaluate the potential of the CWLS Retail instrument to promote socioeconomic development in Indonesia in the Islamic social finance system. Methodology - Qualitative descriptive approaches are used in this study to investigate government papers, scientific publications on the subject, and the outcomes of previous studies. Findings – Indonesia expands its Islamic finance investor base, particularly among the millennial generation (Gen-Y), CWLS. Indonesia's commitment to advancing the National Waqf Movement, encouraging social investment, and growing productive waqf in Indonesia is demonstrated by the issuance of CWLS Retail. It was found that CWLS had a significant impact on the socioeconomic development of Indonesia. Conclusion – Indonesia needs to expand its investor base and promote CWLS Retail product innovation, considering divergent opinions among scholars. CWLS Retail innovation can be further developed using various models to adjust a region's or country's social and economic structure.

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