TİCARİ FİRMA KREDİ TALEPLERİNİN DEĞERLENDİRİLMESİNDE AHY İLE FARKLI BULANIK SIRALAMA YÖNTEMLERİNİN DENENDİĞİ BAHY’NİN İNCELENMESİ - ANALYZING AHP AND FAHP WITH DIFFERENT FUZZY RANKING METHODS IN THE ASSESSMENT OF COMMERCIAL COMPANY CREDIT DEMANDS

Özet:Ticari faaliyete atılan tüm işletmelerin olduğu gibibankaların da hedefi, kaynaklarını en verimli şekildekullanarak maksimum kara ulaşmaktır. Bu amaçla rekabetçipiyasa koşullarında kredi talebinde bulunan firmaları analizederek, kararı mümkün olduğunca en kısa sürede vermelerigerekmektedir.Çalışmanın amacı, kredi almak üzere bankaya başvuranfirmalardan hangilerine kredi verileceği hangilerineverilmeyeceği kararının alınmasında banka yöneticilerinedestek sağlamaktır. Bu amaçla sektör notu ve firma notuolmak üzere iki hesaplamadan yararlanılmış, yöntem olarakise AHY ve BAHY kullanılmıştır. Farklı şekillerdeoluşturulabilen BAHY, çalışmada Chang’in yöntemiuygulanarak gerçekleştirilmiştir. Ayrıca BAHY’de bulanıksıralama yöntemlerinden Liou ve Wang ile Abdel-Kader veDugdale yöntemleri de incelenmiş ve sonuçlar tartışılmıştır.Abstract:The goal of the banks is achieving maximum profitby using their resources the most efficient way as allbusinesses that embark on commercial activity. For thispurpose in competitive market condition they must give theirdecisions as much as possible the shortest period of time byanalyzing the companies who demands credit.The aim of the study is providing support to the bank managerabout making decision of giving credit to the companies whichare applied to the bank for receiving the credit or not giving.For this purpose two different calculation methods such assector note and company note is applied, using AHP andFAHP. In the study FAHP is conducted with Chang’s methodwhich can be formed in different ways. Additionally, forFAHP fuzzy ranking methods such as Liou and Wang, Abdel-Kader and Dugdale were examined and the results werediscussed.

Anahtar Kelimeler:

AHY, BAHY, Bulanık sıralama, Kredi Talebi. - AHP, FAHP, Fuzzy Ranking, Credit Demand.

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She was educated from Hacettepe University, Faculty of
Science, Statistics Section in 1999. She was get M.Sc.
degree in 2002 from Hacettepe University, Faculty of
Science, Statistics Section, and ph.D. degree from Mimar
Sinan Fine Art University, Faculty of Science and
Lecture, Statistics Section. And the second ph.D. degree
from Marmara University, Faculty of Economics and
Administrative Sciences, Department of Econometrics,
Operation Research Section in 2009.