TÜRKİYE’DE SOSYO EKONOMİK SEVİYEYE GÖRE EMEKLİLİK SONRASI ÖLÜMLÜLÜK FARKLILIKLARI

Yaşam döngüsündeki sosyoekonomik eşitsizlikler ve bunların yaşam beklentisine etkisi, emekliler arasında ömür boyu kazanılan emeklilik edinimlerinin adaletsizliğini de beraberinde getirmektedir. Bu çalışmada, emekli aylığı seviyelerine göre, Türkiye’de işçi emeklilerinin ölümlülük farklarını belirlemeyi amaçlıyoruz. Türkiye emeklilik sisteminden işçi emeklisi statüsünde aylık alanlar için sosyoekonomik seviyeye (SES) göre tek azalanlı yaşam tablosu oluşturulmuştur. Whittaker-Henderson düzeltme yöntemi kullanılmıştır. Farklı SES

DISPARITIES IN POST-RETIREMENT MORTALITY BY SOCIO ECONOMIC STATUS IN TURKEY

Socio economic inequalities in the life course and their implications in life expectancy, brings with unjust lifelong earned pension acquisitions among pensioners. In this study, we aim to determine the differences in mortality of retired employees according to their pension level in Turkey. Single decrement life tables for pensioners from Turkish regime, who have retired as employees, are constructed by socioeconomic status (SES). Graduation is done with Whittaker-Henderson method. Relative ages by different SES categories are also presented. Finally, the life tables calculated in the study are used to get present value of future pension flows to individuals. Our results show that on average there is 3.3 years gap in life expectancy for pensioners with high and low SES. Relative ages imply that those in higher SES, are relatively younger than those in lower SES levels. A 60 year old pensioner with low SES receives 7.3 percentage points lower lifetime value of benefits than a pensioner with high SES. Overcoming socioeconomic disparities in life expectancy requires comprehensive policies for diminishing lifelong income inequalities. However, a means tested state supplementary pension only covering the “unfair” part of life time value of benefits is also valuable. Moreover, a fictive increment to accrual rates of low earners or a more generous valorisation of past earnings to the date of pension calculation are among policies that can be designed in the current defined benefit regime.

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  • Belloni, M., Alessie, R., Kalwij, A.& Marinacci, C. (2013). Lifetime income and old age mortality risk in Italy over two decades. Demographic Research 29(45): 1261-1298.