Konvansiyonel Bankaların İslami Bankalara Dönüşümü ve Dönüşüm Süreci Üzerine Bir Değerlendirme

İslami bankacılık ve İslami finansal aktivitelerinin son yıllarda artmasıyla birlikte konvansiyonel bankaların da İslami bankacılığa dönüşümü hız kazanmıştır. Bununla birlikte dönüşüm sürecinde ilgili usulleri, kuralları ortaya koyan genel geçer ve kapsamlı bir dönüşüm süreci rehberinin olmaması da bir eksiklik olarak ortaya çıkmaktadır. Konvansiyonel bankaların İslami bankacılığa dönüşümü noktasında bir farkındalık oluşturmayı ve dönüşüm gerçekleştirecek, bankalara küçük bir rehber olma noktasında katkı sağlamayı hedeflemektedir. Literatür değerlendirmesi, dönüşüm şekilleri ve dönüşüm gerçekleştirecek bankaların temel motivasyonları hakkında bilgi verildikten sonra özellikle dönüşüm sürecinin kısaca tahlil edilerek ilgili mekanizma ve aşamalar ortaya konulmuştur.

Conversion of Conventional Banks into Islamic Banks and Evaluation about the Conversion Processes

With the increase of Islamic financial activities in recent years around the world, the conversion of conventional banks into Islamic banking has gained momentum. However, there is need for a general and comprehensive guideline for the conversion processess. The objective of this study is to contribute to a conversion literature and to help creation of awareness for the conversion of conventional banks into Islamic banks. In addition to literature review and providing information about conversion forms and main motivations. This study analyses also the Shariah requirements, required mechanisms and main stages of the different conversion processes. 

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