Çağdaş Bir Finans Endüstrisi: Dijital Finans Kavramına Genel Bir Bakış

1980’li yıllar ama daha ziyade 1990’lı yıllar bilgi iletişim teknolojilerindeki çarpıcı, olağanüstü hızlı gelişimlerin yaşandığı zaman dönemleri olarak ifade edilebilir. Özellikle internet teknolojisi bu döneme damgasını vurmuştur. Ekonomi ve işletmeciliğin belki de en dinamik tarafı olan finans endüstrisi de bu değişimden payını almıştır. Finans sektörü ama özellikle de dijital finans son derece önemli, vazgeçilmez bir hal almıştır. Finansal teknoloji ya da diğer bir ifadeyle FinTech, finans ve teknolojinin bütünleşmesini sağlamak suretiyle finansal işlem ve hizmetleri daha da hızlı ve kaliteli hale getirmeyi amaç edinen ve halen gelişimi devam eden bir finans endüstrisidir. Bu çalışmada dijital finans kavramına genel bir bakış sağlamak amaçlanmaktadır.

Anahtar Kelimeler:

Finans, Dijital finans, FinTech, Dijital ödemeler

A Modern Financial Industry: A General Look to the Concept of Digital Finance

The years of 1980s, but especially the years of 1990s, can be described as a time period that dramatic, extraordinarily rapid advancements had took place in information communication technologies. Especially, internet technology had put its mark to this time period. The financial industry which is perhaps the most dynamic side of the economy and business also had taken its share from this change. The financial sector, but especially digital finance, had taken an extremely important, indispensable situation. Financial technology or in other words FinTech is a financial industry that aims to make financial transactions and services faster and more qualified by enabling the integration of finance and technology and has still continued to develop. In this study, it is aimed to provide a general look to the concept of digital finance.

Keywords:

Finans, Dijital finans, FinTech, Dijital ödemeler,

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