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International Journal of Food and Agricultural Economics

Yıl 2013 , Cilt 1 , Sayı 1

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Başlık :

Willingness to take agricultural insurance by cocoa farmers in nigeria

Yazar kurumları :
Department of Agricultural Economics and Farm Management, Faculty of Agriculture, University of Ilorin1
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Özet Türkçe :

This study examines willingness to take agricultural insurance by cocoa farmers in Nigeria. A three-stage sampling procedure was used to select 120 cocoa farm households and structured questionnaire was used to elicit data from the respondents. The data were analysed with descriptive statistics and probit regression model. Results showed that 77.5% of the farmers were aware of Agricultural Insurance but only 50% were willing to take it. The average willingness-to-pay (WTP) for Agricultural Insurance by the respondents was N11,087.5/ha ($69.85/ha). The significant variables influencing willingness to take agricultural insurance by the farmers were age of household head, educational level, access to extension service and farm income. The study therefore recommends encouraging young well educated people to engage in cocoa farming, overhauling agricultural extension services as well as provision of insurance services to farmers at affordable rate.

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