Yasemin Deniz Koc, Sibel Celik, Salih Arslan

MARKET STRUCTURE AND EFFECTS OF THE BANKING SECTOR

In this study, the market structure of the Turkish banking sector was investigated between 2004-2014. Herfindahl- Hirschman Index This result is important in the banking sector in terms of the efficient use of resources and the demonstration of the efficiency of savings into investments: This result supports the findings of Claessens and Laeven (2004), Abbasoğlu et al. (2007), Özcan (2012), Uzgören and Tarhan (2012), in the literatüre. CR4 and Herfindahl-Hirschman the calculation of the Index study the Turkish banking sector have reached the conclusion a monopolistic competitive market structure.

Keywords:

CR4 concentration analysis Herfindahl-Hirschman Index, Turkish Banking Sector, market structure,

PDF

___

Abbasoğlu, Osman Furkan ve Diğerleri, (2007), Concentration, Competition, Efficiency and Profitability of the Turkish Banking Sector in the Post-Crises Period, Munich Personal RePEc Archive, No 5494.
Aydınlı, İ. (1996), Türk Bankacılık Sistemi Piyasa Yapısı, Sermaye Piyasası Kurulu Yayını, No: 40, Ankara.
Bikker, J. A. ve J. M., GROENEVELD (1998), Competition and Concentration in the EU Banking Industry, De Nederlandsche Bank, Research Series Supervision, no 8.
Bikker, J.A. (2003), Testing for Imperfect Competition on EU Deposit and Loan Marketswith Bresnehan’s Market Power Model. De Nederlandsche Bank Research Series Supervision, No 52.
Bikker, J.A. ve K. HAAF (2000), Measures of Competition and Concentration in The Banking Industry: A Riview of The Literature. De Nederlandsche Bank Research Series Supervision, No: 27, September.
Bikker, J.A. ve K. HAAF (2002a), Competition, Concentration and Their Relationship: An Empirical Analysis of the Banking Industry. Journal of Banking and Finance, (26): 2191-2214.
Casu, B. ve C. GIRARDONE (2006), Bank Competition, Concentration and Efficiency in the Single European Market, The Manchester School, 74.4.
Claessens, S. ve L. LAEVEN (2004), What Drives Bank Competition? Some International Evidence, Journal of Money, Creditand Banking, Vol. 36, No. 3.
Coşkun, M.N. ve Diğ. (2012), Türkiye’de Bankacılık Sektörü Piyasa Yapısı, Firma Davranışları ve Rekabet Analizi, Türkiye Bankalar Birliği, Yayın No: 280, İstanbul.
Çelik, Tuncay ve KAPLAN, Muhittin (2010), Türk Bankacılık Sektöründe Etkinlik ve Rekabet: 2002-2007, Sosyo ekonomi, 2010-2.
Fiona, T. (2006), An Emprical Investigation of TheEffects of Concetration on Profitability Amaong US Banks, MPRA Paper, No:13731, pp.189.
Gelos, R. G. ve J. ROLDOS (2002), Consolidation and Market Structure in Emerging Markets Banking Systems, International Monetary Fund.
Güneş, M.; KÖSE, A. ve E. YELDAN (1997), Input-output tablosu tasnifine göre Türkiye imalat sanayinde yoğunlaşma eğilimleri 1985-1993. Ekonomik Yaklaşım, 8(26), 33-47.
Kasman, Adnan (2001), The Profit-Structure Relationship in the Turkish Banking Industry Using Direct Measures of Efficiency. Ege Akademik Bakıfl Dergisi, 1(1):141-164.
Kostakoğlu, Fatih (2015), İnternet Servis Sağlayıcıları Piyasasına Yönelik Yoğunlaşma Analizi, Uluslararası Yönetim İktisat ve İşletme Dergisi, Cilt 11, Sayı 25.
Mirzaei, A., MOORE, T., ve G. LİU (2013), Does Market StructureMatter on Banks’ Profitability and Stability? Emerging vs. Advanced Economies, Journal of Banking& Finance, 37(8), 2920-2937.
Nathan, A.,and E.H. NEAVE (1989), ‘Competition and Contestability in Canada’s Financial System Empirical Results’, Canadian Journal of Economics22, pp. 576-594.
Northcott, C.A. (2004), Competition in Banking: A Review of the Literature. Bank of Canada Working Paper, No: 2004-24.
Özcan, Abdulvahap (2012), Türkiye’de Ticari Bankacılık Sektöründe Rekabet Düzeyinin Belirlenmesi (2002-2009), C.Ü. İktisadi ve İdari Bilimler Dergisi, Cilt 13, Sayı 1.
Parkin, M. (2003), Economics (6. Edition), USA: Pearson Education.
Rhoades, S. (1993), The Herfindahl- Hirschman index, Federal Reserve Bulletin, 79 (March), 188-189.
Shaffer, S. (1982), Competition, Conduct and Demand Elasticity, EconomicLetters10, pp. 167-171.
Shy, O. (1995), Industrial Organization: Theory and Applications. New York: MIT Press.
Suominen, M. (1994), Measuring Competition in Banking: A Two-Product Model, Scandinavian Journal of Economics, 96 (1): 95-110.
Uzgören, Ergin ve TARHAN, Ali (2012), Türkiye’de Bankacılık Piyasasında Yoğunlaşma-CR4 ve Herfindahl-Hirschman Endeksleri Analiz-, Akademik Bakış Dergisi, Sayı:28, ISSN:1694-528X
Weill, L. (2004), On the Relationship Between Competition and Efficiency in the EU Banking Sectors, Kreditund Kapital.
Yayla, Münür (2007), Türk Bankacılık Sektöründe Yoğunlaşma ve Rekabet BDDK Bankacılık ve Finansal Piyasalar Dergisi Sayı:1, Cilt: 1, ss.3559.
YILDIRIM, K.; EŞKİNAT, R.; KABASAKAL, A. ve ERDOĞAN, M. (2012), Endüstriyel ekonomi, 5. Baskı, Ankara: Pelikan Yayıncılık.
https://www.tbb.org.tr/tr/bankacilik/banka-ve-sektor-bilgileri/istatistiki-raporlar/59