Efficiency, Technological and Total Factor Productivity Change in Turkish Banking Sector

Especially, November 2000 and February 2001 crises adversely affected Turkish economy and particularly Turkish banking sector. In the post-crisis period, extensive structural changes have taken place in Turkish banking sector. Interest of foreign banks for Turkish market increased. Some new foreign banks entered into Turkish banking sector through acquisition, while existing foreign banks increased their operations. Foreign banks are expected to bring new practices and advance technology to the market and enhance competitive pressure in banking (Aysan et al.;2011). In this context, this paper addresses the following questions: How does technology change after the post-crisis period in Turkish banking sector? How affected the technology change in Turkish banking sector? How affected the technical efficiency change and the scale efficiency change in Turkish banking sector? and finally, how affected the total factor productivity change in Turkish banking sector? So, in this paper, I analyse the changes efficiency and technology change in Turkish banking sector in the light of the facts discussed above, and focus on the total factor productivity of Turkish banking sector and the existence of the relationship between efficiency and technology change.

Türk Bankacılık Sektörünün Toplam Faktör Verimliliği, Etkinlik ve Teknolojik Değişiminin Analizi

2000 ve 2001 ekonomik krizleri Türkiye ekonomisi ve Türk bankacılık sektörünü derinden etkilemiştir. Krizler sonrası bankacılık sektörü yapısal değişimlere maruz kalmıştır. Yabancı yatırımcının Türk bankacılık sektöründeki ağırlığının arttığını kriz sonrası dönemde görebiliriz. Bu yabancı yatırımcılardan yeni deneyimler ve ileri teknolojiyi sektöre dahil edip sektörün rekabet koşullarını arttırmaktır (Aysan ve diğerleri ;2011). Bu bağlamda, bu çalışmanın cevap aradığı sorular; 2000 ve 2001 krizleri sonrası; Türk bankacılık sektöründeki teknolojik değişimin durumu, sektördeki teknik etkinlik ve ölçek etkinliğinde yaşanan değişimin boyutu ve aynı dönemde sektördeki toplam faktör etkinliği ölçümü ve değerlendirilmesi yapılmıştır. Çalışmada, ağırlıklı olarak sektördeki etkinlik ve teknolojik değişim üzerinde durulduğu söylenebilinir.

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