FORMULATION OF COMMERCIAL BANKS INTEREST RATES

This paper aims to explain a formulation of interest rates by commercial banks based on aggregate balance sheet, profits and losses of banks. Analyze shows that loan interest rate is mainly determined rather by banks management for the purpose of main shareholders and not by market.

FORMULATION OF COMMERCIAL BANKS INTEREST RATES

This paper aims to explain a formulation of interest rates by commercial banks based on aggregate balance sheet, profits and losses of banks. Analyze shows that loan interest rate is mainly determined rather by banks management for the purpose of main shareholders and not by market

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