TUĞBA EYCEYURT BATIR, BENER GÜNGÖR

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Türkiye'de Bankaların Kârlılık Belirleyicilerinin Katılım Bankaları ve Mevduat Bankaları Bazında Karşılaştırılması

Çalışmada, Türkiye'de bulunan katılım bankaları ve mevduat bankaları 2005-2014 yılları arasında kârlılık belirleyicileri açısından incelenmiştir. Her iki banka türünün aktif, özkaynak ve vergi öncesi kârlılığına etki eden, içsel değişkenler ile dışsal değişkenler, panel veri analizi kullanılarak sınanmıştır. Çalışmanın temel amacı, kârlılık belirleyicileri açısından katılım bankaları ve mevduat bankalarının farklılaşıp farklılaşmadığını araştırmak ve 2008 krizinin bankaların kârlılığına etkisini incelemektir. Panel veri analizi sabit etkiler modelinin uygulanması sonucu kullanılan mikro ve makro düzeydeki bağımsız değişkenlerin iki banka grubunun kârlılık türüne etkilerinde farklılıklar tespit edilmiştir. Son olarak, 2008 küresel finansal krizinin, Türk bankacılık sektörünün kârlılığını 2008 yılında negatif, 2009 yılında pozitif etkilediği görülmüştür.

Comparison of the Determinants of Bank Profitability in Regard to Deposit and Participation Banks in Turkey

In this study, participation banks and conventional banks in Turkey are analyzed in terms of profitability between 2005 and 2014 years. The endogenous and exogenous variables influencing banks' return on assets, return on equity and profit before tax are tested by using panel data analysis for both type of banks. The main aim of the study is analyzing if the determinants of profitability for participation banks and conventional banks differ from each other and researching the influence of 2008 global financial crisis on banks' profitability. By using panel data analysis fixed effect model, it is found some differences on the influences of micro and macro independent variables on profit type of both of the banks. Finally, it is found that 2008 global financial crisis effected Turkish banks' profitability negatively in 2008 and positively in 2009.
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Bankacılar-Cover
  • ISSN: 1300-0217
  • Başlangıç: 1990
  • Yayıncı: Türkiye Bankalar Birliği
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