Financial Literacy in Agricultural Products Industry: The Case of Kastamonu

The aim of this study was to reveal the literacy in banking sector of real or legal bank clients who have the right to take commercial and agricultural loans, have bank accounts and are operating in agricultural products industry in Kastamonu city center and districts, and which groups are more financially literate. In the study, the data was acquired by using face-to-face survey method with 400 real and legal persons who are operating in agricultural products industry, and it was determined that the financial literacy level of bank clients increase as the educational level increases. In the survey created in order to measure their knowledge about banking, among the answers given by those concerned, we have tried to determine problems that were considered to be related to each other. Considering the results obtained from the research, suggestions were developed, regarding what must be done in order to improve the banking sector literacy of bank clients in Kastamonu. The survey data indicate that the farmers are not attending to the banking sector at a professional level.

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