Üniversite Çalışanlarının Finansal Okuryazarlık Düzeylerinin Belirlenmesine Yönelik Bir Araştırma

Bu çalışmada, üniversite personeline yönelik olarak finansal okuryazarlık seviyesinin incelenmesi amaçlanmıştır. Bu doğrultuda, hazırlanan anket bir kamu üniversitesinde 263 kişiye uygulanmıştır. Elde edilen veriler ışığında açıklayıcı ve doğrulayıcı faktör analizi uygulanarak ölçeklerin güvenirlik ve geçerlilikleri tespit edilerek finansal okuryazarlık düzeyi belirlenmiştir. Açıklayıcı ve doğrulayıcı faktör analizleri sonucunda dört farklı ölçeğe ilişkin tek faktörlük yapılar elde edilmiş olup, faktörler toplam varyansın %38 ile %65’lik kısmını açıklayabilmiştir. Her bir ölçeğe ilişkin elde edilen güvenirlik katsayıları, ölçeğin geçerli ve tutarlı veri toplama işlevine sahip olduğunu göstermiştir. Uyum iyiliği kriterleri de sonuçları açısından iyi bir uyuma işaret etmiştir. Gerçekleştirilen t testi ve varyans analizi; cinsiyet, medeni durum, finans takibi ve finansal varlıkların, finansal okuryazarlık düzeyi için istatistiksel olarak anlamlı farklılığa sahip olduğunu göstermiştir.

Anahtar Kelimeler:

Finansal Okuryazarlık, Açıklayıcı ve Doğrulayıcı Faktör Analizi, T Testi ve Varyans Analizi, Üniversite Personeli

An Investigation On Determining The Financial Literacy Levels Of University Employees

In this study, it is aimed to examine the level of financial literacy for university staff. Accordingly, the preparing survey was applied to 263 people in a public university. In the light of the data obtained, explanatory and confirmatory factor analysis was used to determine the reliability and validity of the scales and also the level of financial literacy. As a result of factor analysis, four different scales were obtained related to single factor structures. Related factors could explain 38% to 65% of the total variance. The reliability coefficients obtained for each scale, the scale showed that has been a valid and consistent data collection function. Goodness of fit criteria also indicated good fit in terms of results. The t test and variance anaysis showed that gender, marital status, financial follow-up and financial assets had statistically significant differences for the level of financial literacy.

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