TÜRKİYE’DE KREDİ KULLANIMI - EKONOMİK BÜYÜME İLİŞKİSİ

Öz Krediler ve reel ekonomi arasındaki etkileşim daha çok finansal gelişme-ekonomik büyüme bağlamında ele alınmaktadır. Finansal gelişmeekonomik büyüme ilişkisi, genellikle finansal piyasaların gelişmişlik farklılıklarını, arz-talep yanlı yaklaşımları ve kredi tayınlamasını içeren modellere göre açıklanmaktadır. Söz konusu iki değişken arasındaki nedensel ilişkileri inceleyen ampirik çalışmalar, ilişkinin yönü konusunda ortak bir sonucun oluşmadığını göstermektedir. Bu çalışmada, Türkiye’de yurtiçi kredi hacmi ile ekonomik büyüme arasındaki nedensel ilişkiler araştırılmıştır. 1998-2008 dönemi üç aylık zaman serilerini içeren analizde Granger nedensellik testi ve hata düzeltme modeli kullanılmıştır. Çalışmadan elde edilen bulgular, ekonomik büyümeden kredilere doğru tek yönlü nedensel bir ilişkiyi göstermektedir.

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Atatürk Üniversitesi İktisadi ve İdari Bilimler Dergisi-Cover
  • ISSN: 1300-4646
  • Yayın Aralığı: Yılda 4 Sayı
  • Yayıncı: Atatürk Üniversitesi İİBF